Archive for the ‘insurance rate’ Category

Can An Employer Charge Different Rates For The Same Health Insurance Based On The Employee’s Income?

Monday, March 1st, 2010

My employer is instituting a progressive health insurance rate plan. The more money you make, the more you pay for the same benefit. Is this legal?

We Have No Life Insurance And My Husband’s Health Is Declining. Is It Too Late To Get A Good Rate?

Sunday, February 28th, 2010

He is 55, smokes, has had a heart attack, and has diabetes. Please don’t tell me how he needs to quit smoking etc… I KNOW THAT. It’s his choice NOT to, and I’m trying to figure out what to do before he dies to protect myself. We have health ins. but not life ins. I fear that if he dies, I will lose our home and be destitute. I have physical limitations myself on what I am able to do and can only work a couple of hours a day, which translate into a very limited earning potential.
I know nothing about life insurance. Up until a few months ago, I thought we had it through military retirement. I refuse to lie about his health to get a better rate.