Archive for June, 2009

How Would Your Homeowners Insurance Agency Know What Breed Of Dog You Have?

Saturday, June 27th, 2009

Other than asking you, how would your homeowners insurance agency know the breed of your dog. I have been thinking about adopting a pit/pit mix but I am worried because my homeowners insurance does not cover certain breeds. So how do they know if you have one of those breeds? Particularly if its a pit mix? Does that count as a restricted breed? Do they check your home? Ask for papers on the dog?

How Do I Get A Life Insurance Policy In The Uk That Pays Me A Bonus At The End Of The Term If I Don’t Claim?

Saturday, June 20th, 2009

I want a new joint life insurance policy as we’re moving home, but instead of the usual life and critical illness (the latter part of which I’m told rarely pays out anyway), I’d like a life insurance policy that will pay me on maturity, i.e. at the end of the term. My inlaws are forever getting sums of money for insurance policies they took out years ago, but I can’t find out where to get one. I need at least £100,000 of life insurance for at least 20 years as it has to cover my mortgage if one of us dies. Am I looking for an endowment policy? How do I get one without finding a financial advisor?